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STONE v. ROYAL INS. CO.

211 N.J. Super. 246 (1986)

511 A.2d 717

MICHAEL STONE AND LINDA STONE, PLAINTIFFS-APPELLANTS, v. ROYAL INSURANCE COMPANY, DEFENDANT-RESPONDENT.

Superior Court of New Jersey, Appellate Division.

Decided June 23, 1986.

Attorney(s) appearing for the Case

Michael John Stone argued the cause for appellants (Hoagland, Longo, Oropollo & Moran, attorneys; Donald G. Sweetman, on the brief).

Robert J. Reilly, III, argued the cause for respondent (Haggerty & Donohue, attorneys; Robert J. Reilly, III, on the brief).

Before Judges SHEBELL and MUIR.

The opinion of the court was delivered by SHEBELL, J.A.D.

Plaintiffs appeal the entry of summary judgment in favor of defendant, Royal Insurance Company, following the Law Division's consideration of cross-motions for summary judgment. Plaintiffs' basement and its contents sustained water damage as a result of a rupture in a hose which connected their sump pump to a drain. Their homeowner's policy with defendant covered loss due to "[a]ccidental discharge or overflow...

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