OPINION
EMIL F. GOLDHABER, Chief Judge:
The subject of this dispute is whether we should grant a mortgagees' motion for relief from the automatic stay so they can continue with foreclosure proceedings in state court. Since the debtor has failed to make the requisite monthly payments on the mortgage for the past three years, we will grant the request for relief from the automatic stay.
We recapitulate the facts of this case as follows:
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