MEMORANDUM OPINION
MORRIS SHEPPARD ARNOLD, District Judge.
On September 15, 1984, defendant Boozman, an insurance agent, wrote a "Business Owner's Deluxe Policy" for plaintiff, naming First National Bank of Fort Smith (FNBFS) as the loss payee; the policy was placed with Aetna. On October 4, 1985, a fire occurred at plaintiff's business resulting in the type of loss covered by the policy. Defendant Aetna has failed and refused to pay plaintiff for his loss...
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