MEMORANDUM OPINION
DAVID P. McDONALD, Bankruptcy Judge.
INTRODUCTION
On January 21, 1986, the Debtor filed her voluntary Chapter 7 petition. On March 13, 1986, Colonial Federal Savings and Loan Association ("Colonial") timely filed a two count complaint against the Debtor. In its first count, Colonial sought the Court's declaration that Debtor's obligation to it is nondischargeable. In its second count, Colonial sought to deny Debtor her discharge...
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