MEMORANDUM OPINION
DAVID P. McDONALD, Bankruptcy Judge.
INTRODUCTION
On March 21, 1986, Carolyn L. Ward filed her voluntary Chapter 7 petition. On July 31, 1986, South Side National Bank ("Bank") filed its Motion For Relief From Automatic Stay. The Bank requested the stay be modified so that it could foreclose its security interests in certain real estate jointly owned by Debtor and her husband ("the real estate") and in twelve shares of capital...
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