SHEEHY, Justice.
We determine principally in this case that an insurer must meet the standard of a lawful basis for refusal to decline payment of an insured's claim for an insured's loss; and that reliance by the insurer on inadmissible evidence of arson by the insured in declining payment of an insured's loss does not meet the standard of a lawful basis for refusal of the insured's claim.
Farmers Insurance Group (FIG) appeals a judgment granting Bill E. Britton...
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