MEMORANDUM
JAMES A. PUSATERI, Bankruptcy Judge.
This matter comes before the Court on the objection of the Union State Bank to debtor Holly Oetinger's claimed exemptions and motion to avoid liens and on the Bank's application to determine the validity of its claimed security interest. The Court has reviewed the testimony and briefs and is ready to render a decision.
The debtors appear in person and by their attorney, Gary A. Hanson of Stumbo &...
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