MEMORANDUM ORDER
COPENHAVER, District Judge.
This matter is before the court upon the motion of the plaintiffs for summary judgment.
I. INTRODUCTION
This civil action was brought by the plaintiffs, Health Care and Retirement Corporation of America (hereinafter Health Care) and American States Insurance Company (hereinafter American), in an effort to recover from the defendant, St. Paul Fire & Marine Insurance Company (hereinafter St...
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