DECISION AND ORDER
ROBERT JOHN HALL, Bankruptcy Judge.
This matter came to be considered on the motion of Loretta Galbo, the sole creditor in these two related chapter 13 cases for an order denying confirmation of the debtors' proposed plans, and for dismissal or conversion of these cases pursuant to 11 U.S.C. § 1307(c). The court finds for the creditor and hereby denies confirmation of the debtors' proposed plans and orders that the debtors' cases...
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