OPINION
FERNANDEZ, Judge.
This is a mortgage foreclosure action in which Home Federal Savings and Loan Association (Home Federal), the mortgagee, sought foreclosure against the mortgagor, Dooley's of Tucson, Inc. (Dooley's), and damages from United States Fire Insurance Company for failure to pay amounts due under a fire insurance policy. Dooley's counterclaimed, alleging that Home Federal was liable to it for breach of its obligation to pay insurance premiums...
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