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SOVRAN BANK, N.A. v. ANDERSON

No. 83-1296.

743 F.2d 223 (1984)

SOVRAN BANK, N.A., Appellee, v. Darl Duane ANDERSON, individually, and F/T/A Anderson Electronics and Engineering, Appellant, and Dean W. Sword, Jr., Trustee, Defendant.

United States Court of Appeals, Fourth Circuit.

Decided September 11, 1984.

Attorney(s) appearing for the Case

Alexander P. Smith, Norfolk, Va. (Smith & Owens, Norfolk, Va., on brief), for appellant.

David H. Adams, Norfolk, Va. (Taylor, Walker & Adams, Norfolk, Va., on brief), for appellee.

Before WIDENER and ERVIN, Circuit Judges, and HAYNSWORTH, Senior Circuit Judge.

WIDENER, Circuit Judge:

Anderson filed his petition in bankruptcy for relief under Chapter 7 of the Bankruptcy Code, claiming as exempt his equity in his residence which he and his wife own as tenants by the entireties. There was a first deed of trust on the residence with the approximate balance of $12,000 and a second deed of trust in favor of First & Merchants National Bank to secure a $50,000 demand note. The $50,000 note was pledged to First & Merchants...

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