FLANIGAN, Presiding Judge.
Plaintiff Shelter Mutual Insurance Company brought this action against defendants Patrick Parrish and Douglas Gailey. On July 18, 1980, Shelter issued to Parrish its "apartment owner's policy," including liability coverage. The declarations sheet of the policy shows the policy period to be from July 18, 1980, to January 18, 1981. The litigation stems from an incident which occurred on November 25, 1980, in which Parrish, using a .357 Magnum...
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