BIRDSONG, Judge.
The basic facts of this case are undisputed. This is an action for recovery of the additional $100,000 in life insurance benefits pursuant to the policy rider for "death resulting from an accident." The rider was part of a policy of life insurance with a face amount of $100,000 issued by appellee to appellant's benefactor. The decedent died as a result of circulatory collapse from cardiac arrhythmia caused by the ingestion of three separate cold medications...
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