MEMORANDUM DECISION
ENRIGHT, District Judge.
FACTS/BACKGROUND
This case arises from a boating accident which occurred on San Diego Bay. The defendant's son was operating a Boston Whaler which collided with another boat. Virgilio was named as a defendant in a state action stemming from the incident. In March 1983, plaintiff Insurance Company of North America (herein INA) notified the defendant that his "Windjammer" insurance policy would not cover...
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