MEMORANDUM OPINION
GEORGE S. WRIGHT, Bankruptcy Judge.
FINDINGS OF FACT
The Court makes the following findings of fact:
(1) On July 5, 1979, the debtor and his wife, Denise Morphis, purchased a new 1979 Shiloh mobile home from Johnson Trailer Sales, Meridian, Mississippi. Principal financed was $20,864.50 at 180 monthly installments of $263.70 — 12.98% APR. Johnson Trailer Sales properly perfected their security interest in the mobile...
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