SHULMAN, Chief Judge.
Webster, a real estate broker, received a check for $53,638.65 from a client and deposited it in his checking account at First Georgia Bank. Several days later, Webster called the bank and, in response to his inquiry, was informed by a bank representative that the check he had deposited was "good." He then wrote a $47,036.97 check on his account, which First Georgia took from the payee in exchange for a certified check. Thereafter, the $53,638...
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