OPINION
BENJAMIN F. GIBSON, District Judge.
The plaintiffs are owners of a vacation home on the shore of Lake Michigan. In 1977 they purchased, through defendant Bell-Molhoek, a flood insurance policy on this property. The policy was issued pursuant to the National Flood Insurance Act (the Act), 42 U.S.C. §§ 4001-4128. The policy, with coverage of $55,000 on the building and $15,000 on the contents, was continued in force until March 1980.
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