MEMORANDUM
FRANK W. WILSON, Chief Judge.
The present Chapter 7 proceeding was instituted by Burton and Charlotte Arnett on February 25, 1981 in the Bankruptcy Court for the Eastern District of Tennessee, Southern Division. Thomas Ray, the trustee in bankruptcy, has appealed the refusal of Judge Kelley in the Bankruptcy Court to set aside appellee Security Mutual Finance Corporation's security interest in the debtor's 1978 Volkswagen as a preferential transfer...
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