OPINION
REDDEN, Judge:
This is an action brought by the Port of Portland ("the Port") against two of its insurers, St. Paul Insurance ("St. Paul") and the Water Quality Insurance Syndicate ("WQIS"). A dredge owned by the Port, the OREGON, sank at its moorings and created a large oil slick on the Willamette River. The Port contracted with third parties to clean up the slick, and sought repayment from its insurers. The insurers deny coverage under their policies...
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