MEMORANDUM
CLIVE W. BARE, Bankruptcy Judge.
This cause came on to be heard on the 14th day of June, 1982, before the Honorable Clive W. Bare, Bankruptcy Judge, on plaintiff's complaint, the answer of the defendant, the testimony of witnesses in open court, and the record as a whole, the defendant appearing by his attorney but not appearing in person, and accordingly not testifying.
FINDINGS OF FACT
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