FINDINGS AND CONCLUSIONS
JOSEPH A. GASSEN, Bankruptcy Judge.
This adversary proceeding was commenced by the filing of a complaint for non-dischargeability of a debt, based on the debtors' use of a false financial statement in applying for a loan. No answer was initially filed by the defendants and they appeared at trial without counsel. Upon an ex-parte motion for default, an order of default was entered prior to trial (C.P. No. 9). Plaintiff also filed...
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