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IN RE GAVIA

Bankruptcy No. BK-S-281-03078-W.

24 B.R. 216 (1982)

In re Stanley Salas GAVIA and Patricia Ann Gavia, Debtors.

United States Bankruptcy Court, E.D. California.

February 22, 1982.

Attorney(s) appearing for the Case

Melvyn CoBen, P.C. by Nancy Eichler and John Tosney, Sacramento, Cal., for debtors.

Russell, Jarvis, Estabrook & Dashiell, A Law Corporation by David E. Russell, Sacramento, Cal., for trustee Lawrence J. Loheit.

OPINION INCLUDING FINDINGS OF FACT AND CONCLUSIONS OF LAW

ROBERT E. WOODWARD, Bankruptcy Judge.

The Bankruptcy Code has materially affected the practical effect in Chapter 13 by some philosophical and sociological changes in attitude. The result has been in some areas to make Chapter 13 the equivalent of a Chapter 7 but with some darker overtones that in many areas have resulted in discrediting Chapter 13 as a worthwhile method beneficial to both creditors...

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