MEMORANDUM OPINION AND ORDER
ASPEN, District Judge:
Plaintiff Jeffrey M. Paull ("Paull") brought this action on behalf of himself and others similarly situated alleging that defendants Fireside Chrysler-Plymouth, Inc. ("Fireside") and Chrysler Credit Corporation ("Chrysler") violated the Truth in Lending Act ("TILA"), 15 U.S.C. §§ 1631 and 1638, and Regulation Z promulgated thereunder,
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