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IN RE RAUCH

Bankruptcy No. 81-01832-1, Adv. No. 81-1625-1.

18 B.R. 97 (1982)

In re Ray W. RAUCH, Debtor. TERMPLAN OF MISSOURI, INC., Plaintiff, v. Ray W. RAUCH, Defendant.

United States Bankruptcy Court, W.D. Missouri, W.D.

February 11, 1982.

Attorney(s) appearing for the Case

Jack R. Grate, Jr., Independence, Mo., for plaintiff.

Joe F. Willerth, Independence, Mo., for debtor/defendant.

MEMORANDUM OPINION AND ORDER

FRANK P. BARKER, Jr., Chief Judge.

The debtor was a co-signer on several notes made by one Edith Harness to Termplan. Since Ms. Harness only earned $100.00 a month babysitting and received child support, Termplan required the co-signer to complete a credit application also. The debt sued on is dated August 11, 1980 and is a refinancing of an earlier loan made on July 17, 1979 which was a refinance of a 1977 loan. The "fresh cash...

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