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LORD v. STATE FARM MUT. AUTO. INS. CO.

Record No. 800158.

295 S.E.2d 796 (1982)

Cristofer E. LORD v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY.

Supreme Court of Virginia.

October 15, 1982.

Attorney(s) appearing for the Case

F. Guthrie Gordon, III, Charlottesville (J. Lloyd Snook, III, Lowe & Gordon, Ltd., Charlottesville, on brief), for appellant.

John W. Zunka, Charlottesville (Robert E. Taylor, Taylor, Brooks, Zunka & Murray, Charlottesville, on brief), for appellee.

Before CARRICO, C. J., and COCHRAN, POFF, COMPTON, THOMPSON, STEPHENSON and RUSSELL, JJ.

COMPTON, Justice.

In this automobile insurance case, the sole question we decide is whether the trial court correctly ruled the insured failed to give the insurer notice of claim "as soon as practicable."

In three recent cases, construing notice provisions in the context of liability coverages, we held that performance of such provisions is a condition precedent to coverage under the insurance contract, "requiring substantial compliance by the insured."

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