The opinion of the court was delivered by FRITZ, P.J.A.D.
Each of these appeals, in which the operative facts are essentially identical, presents the single issue of whether the Retail Installment Sales Act (RISA), N.J.S.A. 17:16C-1 et seq., is applicable, on the basis of extraterritorial effect, to the "revolving charge accounts" maintained by defendants for use by plaintiffs. In the absence of objection from counsel, we have consolidated the appeals...
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