MACDANIEL, J., delivered the opinion of the Court.
In March, 1979, appellee First National Bank of Maryland filed suit in the District Court of Maryland for Prince George's County against Appellant Joseph C. Ruddy, Jr., alleging monies ($1,514.32) due and owing on appellant's retail credit accounts. Appellant prayed a jury trial, whereupon the case was transferred to the Circuit Court for Prince George's County. In August, 1980, shortly before
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