MEMORANDUM-DECISION AND ORDER
McCURN, District Judge.
Plaintiffs John and Patricia Enright brought this action against Beneficial Finance Company of New York, Inc. ("Beneficial") for declaratory relief and to recover statutory penalties for defendant's alleged violations of the Truth in Lending Act, as amended, 15 U.S.C. § 1601 et seq. ("TILA"), regulations promulgated under TILA, 12 C.F.R. Part 226 (Regulation Z) and section 358 of the New York...
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