MEMORANDUM and ORDER
VAN SICKLE, District Judge.
This is an action by consumers, Michael and Peggy Bingham, against two related collection agencies, Collection Bureau, Inc. (CBInc), and Collection Bureau of North Dakota, Ltd. (CBLtd) for violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq.
Plaintiffs allege that the defendant CBInc violated the act in the following particulars:
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