MEMORANDUM DECISION
EDWARD C. REED, Jr., District Judge.
This is an action brought under the Equal Credit Opportunity Act ("ECOA" or "Act" herein), 15 U.S.C. §§ 1691 et seq.1 Jurisdiction is provided by 15 U.S.C. § 1691e(f). The case was tried to the Court on June 12, 1980.
I
On May 25, 1978, plaintiff Robert Cragin and his wife, Adele (who is not a party to this action), completed a written application...
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