BRADLEY
v.
MID-CENTURY INSURANCE COMPANY
HICKMAN
v.
COMMUNITY SERVICE INSURANCE COMPANY
ELLIS
v.
STATE FARM INSURANCE COMPANY
RUESING
v.
AETNA CASUALTY & SURETY COMPANY
STATE FARM INSURANCE COMPANY
v.
DAVIDSON
AMERICAN FIDELITY FIRE INSURANCE COMPANY
v.
WILLIAMS
FLETCHER
v.
AETNA CASUALTY & SURETY COMPANY
SCHIGUR
v.
WEST BEND MUTUAL INSURANCE COMPANY
Supreme Court of Michigan.https://leagle.com/images/logo.png
Argued January 9, 1979.
Decided June 24, 1980.
Attorney(s) appearing for the Case
Wisti & Jaaskelainen (by Michael E. Makinen) for plaintiffs Ruesing.
Draugelis, Ashton & Scully for plaintiff State Farm Insurance Company.
Blum & Sternberg for plaintiff American Fidelity Fire Insurance Company.
Newblatt & Grossman, P.C. (by Howard R. Grossman and David Melkus), for plaintiff Fletcher.
Moore, Barr & Kerwin for plaintiff Schigur.
Hoffmann, O'Neill, Wallace, Doyle & Jones for defendant Mid-Century Insurance Company.
Milliken & Magee for defendant Citizens Insurance Company.
Frank J. Kelley, Attorney General, Robert A. Derengoski, Solicitor General, and Joseph B. Bilitzke and Regina Ann King, Assistants Attorney General, for intervening defendant Secretary of State.
Gault, Davison, Bowers & Hill for defendant Community Service Insurance Company.
Kelly, Kelly & Kelly for defendant State Farm Insurance Company.
Butch, Quinn, Rosemurgy & Jardis, P.C., for defendant Aetna Casualty & Surety Company in Ruesing.
Rifkin, Kingsley & Rhodes, P.C. (by Kent D. Schultz, of counsel), for defendant Davidson.
Bain & Shapero, P.C. (by Bryan H. Levy), for defendants Williams and Gilmer.
Cline, Cline & Griffin for defendant Aetna Casualty & Surety Company in Fletcher.
Morbach, Cheatham & MacArthur for defendant West Bend Mutual Insurance Company.
Supreme Court of Michigan.
LEVIN, J.
These cases concern contractual limitations on the coverage provided by uninsured motorist endorsements to automobile insurance policies:
i) the "owned vehicle exclusion"1 which denies coverage under an uninsured motorist endorsement when the insured or relatives in his household are injured while occupying a motor vehicle owned by any of them if it is not the vehicle to which the uninsured motorist endorsement specifically...
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