The opinion of the court was delivered by MORGAN, J.A.D.
Two insureds, Robert Tal and Mitchell Webb, appeal from a declaratory judgment in favor of their insurance carrier, Franklin Mutual Insurance Company (hereinafter "Franklin"), exonerating Franklin from liability on two homeowner's policies with respect to the death of one Thomas Flood because, according to the trial judge's findings, his death was "expected or intended" by the insureds within the meaning of...
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