October 4, 1979.
LITTLEJOHN, Justice:
This action was brought by the plaintiff-respondent, E.M. Holmes, to recover benefits under a health insurance policy issued by the defendant-appellant, Nationwide Life Insurance Company. The gravamen of the plaintiff's claim is set forth in paragraph 6 of the complaint, as follows:
"The Defendant in wilful and wanton breach of the terms of the aforementioned contract of insurance failed to pay monetary benefits...
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