VERON, District Judge:
OPINION
As indicated in the joint stipulation of facts, this matter arises out of an injury to Jack Trahan who was paralyzed after being struck by a bullet fired by Donald W. Kelly, an employee of Lafayette Crewboats, Inc. ("Lafayette"). At the time of this incident, Lafayette was provided comprehensive general liability insurance with limits of $500,000.00 by American Employers' Insurance Company ("American Employers'"), primary protection...
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