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DIST. REALTY T. INS. v. JACK SPICER R. EST.

[No. 18, September Term, 1977.]

280 Md. 422 (1977)

373 A.2d 952

DISTRICT-REALTY TITLE INSURANCE CORPORATION v. JACK SPICER REAL ESTATE, INC.

Court of Appeals of Maryland.

Decided June 7, 1977.

Attorney(s) appearing for the Case

Thomas Penfield Jackson, with whom were Arthur C. Elgin, Jr., Alan R. Swendiman and Jackson, Campbell & Parkinson on the brief, for appellant.

Robert H. Symonds, with whom was Lawrence F. Weslock on the brief, for appellee.

The cause was argued before MURPHY, C.J., and SINGLEY, SMITH, DIGGES, LEVINE, ELDRIDGE and ORTH, JJ.

DIGGES, J., delivered the opinion of the Court.

Generally speaking, an insurance policy is a contract. More explicitly, it is an agreement whereby for a stipulated premium one undertakes to indemnify another against loss on a specific subject caused by a specific peril. See, e.g., Aviation Ins. Co. v. Barclay, 237 Md. 318, 323, 206 A.2d 119, 121 (1965); U.S. Fid. Co. v. Williams, 148 Md...

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