SUGG, Justice, for the Court:
This appeal and cross appeal comes from the Circuit Court of the First Judicial District of Hinds County. Eugene Veal, plaintiff, sued Standard Life Insurance Company of Indiana, defendant, for breach of contract for failing to pay the face value of a decreasing term life insurance policy in the initial amount of $1,008. The jury awarded plaintiff damages in the amount of $26,008, $1,008 actual damages and $25,000 punitive damages.
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