RULING ON THE MERITS
DAWKINS, Senior District Judge.
Plaintiff, Ruby W. Young, is claiming damages under the Truth-in-Lending Act (TLA), Title 15 U.S.C. § 1601, et seq., from Ouachita National Bank in Monroe. Counsel filed cross motions for summary judgment, and submitted them for decision on the basis of the complaint, motions, supporting documents, and written arguments.
On January 12, 1976, plaintiff effected a loan with the Bank,...
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