MURPHY, C.J., delivered the opinion of the Court.
We granted certiorari in this case to consider the proper application of provisions contained in a Personal Injury Protection Endorsement (the PIP endorsement) to a policy of automobile liability insurance issued by appellant Travelers Insurance Company (Travelers) to the appellee Elizabeth Ann Benton, pursuant to the requirements of Maryland Code (1957, 1972 Repl. Vol., 1976 Cum. Supp.) Art. 48A, § 539.
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