STOLZ, Judge.
In these cases the only issue is whether liability for personal injuries and a death is covered by a homeowner's policy when coupled with a so-called "endorsement" to the policy. The answer is that there is no coverage as each (the policy and the endorsement) flatly precludes any coverage for this type liability. There is no conflict or ambiguity on that point in either of the documents or one with the other. The policy exclusion states: "This policy...
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