MEMORANDUM AND ORDER
VanARTSDALEN, District Judge.
Plaintiffs seek a class certification under Rule 23(b)(3). The complaint alleges that the defendant, Northeastern Hospital of Philadelphia, violated the Truth in Lending Act, 15 U.S.C. § 1601 et seq., when it obtained from Mrs. Fitzgerald a promissory note in the sum of $516.24, payable in 24 monthly installments, bearing 12% interest per annum, for hospital services rendered to her husband....
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