MEMORANDUM OPINION
WILLIAM M. TAYLOR, Jr., Chief Judge.
In our present society, entrepreneurship has two basic elements. One is decision-making and the other is ownership. Decision-making can be of at least two types. One, of course, is management in the sense of hiring and firing. The other is decision-making in the sense of the multitude of small day to day dealings that a business enterprise has each day.
Insurance underwriters are of the latter...
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