The opinion of the court was delivered by MICHELS, J.A.D.
Plaintiffs Vincent Tooker, Jr. and Allstate Insurance Company (Allstate) instituted this action to have Tooker declared an additional insured under a family automobile liability policy issued by defendant Hartford Accident and Indemnity Company (Hartford) to defendant Joseph Piorkowski.
The suit arises as a result of Hartford's refusal to defend or indemnify Tooker, who was involved in an automobile...
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