MEMORANDUM OPINION
BECHTLE, District Judge.
This matter is before us on the parties' cross-motions for summary judgment in an action in which recovery is sought for the face amount of a life insurance policy never issued by defendant.
Leonard J. Recupito, Jr. ("Recupito") then 43 years of age, seeking to establish a ready cash estate to protect his family, consisting of his wife, two daughters and his parents, in the event of his untimely death,...
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