MEMORANDUM DECISION
NICHOL, Chief Judge.
This declaratory judgment action arises from the defendants', The Travelers Indemnity Company (Travelers) and Maryland Casualty Company (Maryland), refusal to defend the architectural and engineering firm of Kirkham, Michaels & Associates (KMA) in a suit filed in August, 1969, in the Circuit Court, Seventh Judicial Circuit, Pennington County, South Dakota, and
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