MEMORANDUM OPINION
DAUGHERTY, District Judge.
This is a declaratory judgment action brought by Plaintiff Continental Insurance Company (Continental). Two insurance policies of Continental are involved. One is a Homeowner's Policy issued to Defendants Joe and Thelma Thompson. The other is a Family Automobile Policy issued by Continental to the Defendant Richard McGuire. Preferred Risk Mutual Insurance Company (Preferred) has intervened as an additional party...
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