MEMORANDUM OPINION
O'CONNOR, District Judge.
Bankrupt has petitioned for review of the referee's order of January 24, 1972, denying his claim to a rural, as opposed to urban, homestead. The pertinent facts, as determined in substance by the referee, are as follows:
1. Bankrupt Stafos and his wife acquired title as joint tenants with right of survivorship by warranty deed to 13.2 acres of land located in Wyandotte County, Kansas, on November 23, 1945...
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