HAYS, Vice Chief Justice.
The facts of this case are not in dispute. On March 12, 1968, plaintiff-appellant, Rocky Mountain Fire & Casualty Company (hereinafter referred to as Rocky Mountain) insured Raymond E. Hodgson, dba Ray's Auto Body Shop, under a garage liability insurance policy with a face amount of $100,000.00 This policy provided insurance coverage under certain circumstances to garage customers using `loaner' automobiles owned by Hodgson. The Rocky...
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