OPINION
WARD, Justice.
The appellee Charles H. Zellars instituted this declaratory judgment action against his insurer, Allstate Insurance Company, to determine his coverage on a family automobile liability insurance policy, and seeking a declarations that Allstate is obligated to defend and indemnify him from loss in a suit pending in Taylor County. The Taylor County suit is styled, "Bama Company vs. Charles H. Zellars and Humble Pipe Line Company", and...
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