THOMSEN, District Judge.
In form, this is an action by Baltimore Contractors, Inc. (BC), the principal contractor on a construction job, against a subcontractor (Circle) for damages resulting from a fire caused by Circle. In substance, it is a controversy between Underwriters at Lloyd's, London (Lloyd's), which had issued to BC a Builder's Risk Policy, insuring against all risks of physical loss or damage to the work in progress, and Liberty Mutual Insurance Co. ...
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