HAMMOND, C.J., delivered the opinion of the Court.
Mr. and Mrs. William Adam Bruchey, III, schoolteachers who live in Frederick, drove into Virginia on April 15, 1965, toward the Skyline Drive and near Luray, in Paige County, Virginia, had a head-on collision with a car driven by Wilbur Adrian Clark, a resident of Virginia and an employee of The Harford Mutual Insurance Company (Harford) of Bel Air, which has a branch office in Richmond and does business throughout...
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